As you may already know all too well from first-hand experience, the cost of healthcare in the United States is already astronomical. But it does not help your cause if you incur additional medical bills to treat injuries or illnesses caused by, or that should have been already properly treated by, a negligent medical professional. We are sorry to hear about your struggle through this streak of poor physical and financial luck. So, please read on to discover how to pay for your medical bills resulting from medical malpractice and how a seasoned New York City medical malpractice attorney at Mark L. Bodner, P.C. can help you earn the financial relief you require and deserve.
How am I supposed to afford my medical bills?
Generally speaking, hopefully, you carry a health insurance policy that covers the bulk of your medical bills for your medical treatment(s) in question. Even still, the out-of-pocket expenses may be significant and an extra burden piled onto your other daily living expenses. And so, we encourage you to ask the hospital or medical office if they offer a payment plan program. With this, you may pay your outstanding medical bills in interest-free installments. Or, you may ask if they have a sliding fee scale. Here, you may present evidence of your current financial situation to see whether you are eligible for a discounted cost.
Aside from this, you may research whether you qualify for any government assistance programs. Examples include Medicare, Medicaid, the New York Essential Plan, the New York City Care Plan, etc.
What if my medical bills were caused by medical malpractice?
Importantly, you should not have to bend over backward to figure out how to pay your medical bills if they were prompted by a medical professional’s negligence. Rather, you may have every right to pursue a medical malpractice claim against them. The medical professional may be covered by a medical malpractice policy in their insurance plan. So, after a settlement or jury verdict goes in their favor, their insurance provider may administer the financial compensation for your incurred medical bills and expenses.
It is worth mentioning that their insurance provider may contribute to your award up to the policy limits. This is to say that the negligent medical professional may have to take from their personal assets to cover the rest. This may be especially financially damaging if they are underinsured or uninsured. Of note, depending on their specific field and its associated level of risk, many medical professionals do not opt to pay premiums for malpractice insurance coverage.
However, you should still not hesitate in recovering the economic damages you unnecessarily incurred. To conclude, to聽ensure you do not go through this critical yet complex process by yourself, please reach out to a competent New York City medical malpractice attorney. Our team at Mark L. Bodner, P.C. is more than happy to serve you.