Airbnb Accidents in New York City | What You Should Know

With the holiday season right around the corner, many people will stay in Airbnb’s while visiting friends and family. While these are great alternatives to hotels, the truth is, there are times where Airbnb’s are unsafe, causing serious injuries. Please continue reading and speak with our New York City personal injury attorney to learn more about Airbnb accidents and how our firm can help if you’ve been injured in one. Here are some of the questions you may have:

What is Airbnb’s Host Protection Insurance?

Airbnb’s Host Protection Insurance essentially provides those who’ve sustained certain injuries on the premises of an Airbnb with up to $1 million in liability coverage. This means that if you were injured in an Airbnb accident, you can sue Airbnb’s insurance policy to help cover the cost of your medical bills, lost wages, and more. You will not sue the landlord or host directly; you are simply suing the insurance company. That being said, if you are injured in an accident and Airbnb’s $1 million of liability coverage does not cover the extent of the damages you’ve sustained, you still have a right to retain the services of an experienced New York City personal injury attorney and pursue the entirety of the damages to which you are entitled. We are here to help.

What does Airbnb’s Host Protection Insurance cover?

Airbnb’s Host Protection Insurance covers hosts’ legal responsibility for certain bodily injuries to guests, damage to property belonging to guests, or damage to areas such as building lobbies and/or neighboring properties.

What doesn’t Airbnb’s Host Protection Insurance cover?

That being said, there are many incidents that Airbnb’s Host Protection Insurance does not cover, including injuries sustained in intentional acts (such as a fight), injuries sustained due to property issues (asbestos, for example), and injuries sustained in auto accidents on the premises.

How long will I have to sue if I am injured in an accident in New York?

If you are injured in an accident in New York State, you must file your personal injury claim within three years of the date of the accident, in accordance with the state’s statute of limitations. If you wait any longer than three years from the date of your accident to sue, there is a very good chance that you will be permanently barred from doing so. Attorney Bodner is here to help you today–all you have to do is give our firm a call.


At Mark L. Bodner, P.C., we are committed to guiding clients through each step of the medical malpractice and personal injury claims process. Our firm understands how traumatic it can be when you become a victim of negligence. We are prepared to fight on your behalf to help you recover a maximum compensation award.聽Contact our firm today.